401(k) Plan-to-Plan Rollovers Hit $20B: Retirement Clearinghouse
Ignites' Beagan Wilcox-Volz covers the 12/16/25 announcement by Retirement Clearinghouse (RCH) that it has "moved $20 billion in assets from old accounts held through former employers' plans into new, active accounts or IRAs since 2009, when [the firm] was founded." Importantly, the article notes that "[t]he $20 billion milestone includes small 401(k) accounts moved by the Portability Services Network, an industry 'utility' established by Retirement Clearinghouse and six recordkeepers, which are founding owner members of the network — Alight, Fidelity, Empower, Principal, Vanguard and TIAA."
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RCH Hits Another Milestone in Preventing Retirement Savings Leakage
NAPA Net's Ted Godbout covers the news that Retirement Clearinghouse (RCH) has "hit another milestone" in its drive to bring portability and consolidation to America's defined contribution system by consolidating "more than 525,000 retirement savings accounts, encompassing more than $20 billion in assets into existing 401(k) or IRA accounts since its founding 16 years ago." Godbout notes the changing composition of consolidations, with recent volumes being influenced by assisted roll-ins performed for the Federal Thrift Savings Plan, as well as growing volumes from the Portability Services Network (PSN).
Also featured in PSCA News
How Auto Portability Is Reshaping The 401(k) Experience For New Hires
Greg Long, head of public policy and the defined contribution public sector leader at Alight Solutions, member of the Board of Directors at the Portability Services Network (PSN) and previous Executive Director of the Federal Retirement Thrift Investment Board, sits down with Russ Alan Prince of Financial Advisor Magazine to address how auto portability is reshaping the 401(k) experience for new hires. In a wide-ranging discussion, Long states that auto portability "removes....barriers, transforming what used to be an ordeal into a seamless, cost-effective process" and adds that auto portability improves plan metrics, while enhancing the effectiveness of auto enrollment -- collectively representing "a true advancement in the 401(k) experience."
More Than $20B, Across More Than 525.000 Accounts
The 401kWire's Selma Khenissi reports on the announcement from Retirement Clearinghouse (RCH) that it has consolidated over $20 billion in retirement assets, which represents "a doubling in four years." Khenissi's piece adds color to the news with quotes from RCH's Neal Ringquist, who speaks to the volumes recently contributed by the Portability Services Network (PSN) as well as the fact that these results represent "positive participant outcomes and plan metrics."
Retirement Clearinghouse Consolidates $20B in Assets
401k Specialist's Amanda Umpierrez covers the news that Retirement Clearinghouse (RCH) has surpassed $20B in retirement savings account consolidations. Umperriez quotes RCH President & CEO Spencer Williams, and notes the importance of the Portability Services Network (PSN) in recent and projected future growth of the firm's consolidation practice.
Retirement Clearinghouse Reports Consolidating $20B in Assets
PLANSPONSOR's Emily Boyle reports on the 12/16/25 announcement by Retirement Clearinghouse (RCH), writing that RCH "has consolidated more than 525,000 retirement savings accounts, comprising more than $20 billion in assets, into existing 401(k) or individual retirement accounts over the past 16 years." Important to the consolidation narrative and results, Boyle also notes that the Portability Services Network (PSN) "is a collaboration between RCH and six major recordkeepers—Alight Solutions, Vanguard, Fidelity Investments, Empower Retirement, TIAA and Principal Financial Group."
Also featured in PlanAdviser
Congress Ought to Allow Roth IRA Rollovers
Kelsey Mayo, writing in ASPPA Net, identifies her top reasons why Congress should allow Roth IRA-to-401(k) Rollovers, as provided for in The Retirement Rollover Flexibility Act, proposed legislation that was introduced in early December, 2025 by Sens. Barrasso and Bennet, along with Reps. LaHood and Sánchez. One of Mayo's top reasons for supporting the legislation is that, in the context of auto portability, "Roth money [can] get stuck in the Roth IRA — never making it to the new employer plan" and preventing the full "actualization" of auto-portability.
Reintroduced Bill Would Grant Roth IRA Rollovers
Writing in 401k Specialist, Amanda Umpierrez, Managing Editor, covers the reintroduction of a bill designed to allow savers to roll over Roth individual retirement accounts within the defined contribution system. Umpierrez outlines the essential elements of the bill, and quotes American Retirement Association (ARA) CEO Brian Graff, who states that the "Retirement Rollover Flexibility Act will reduce duplicative fees associated with maintaining multiple accounts, curb retirement savings leakage through seamless auto-portability."
