Who is PSN?

To most people, the Portability Services Network (PSN) is not a household name. But chances are that you’ve heard of Alight Solutions, Empower, Fidelity Investments, Principal, TIAA and The Vanguard Group. From October 2022 to June 2023, these companies, along with Retirement Clearinghouse (RCH), launched the PSN. If you have a 401(k) (or other defined contribution) savings account with less than $5,000 (increasing to $7,000 effective 12/31/23) that you left in a previous employer’s plan, then you could receive communication from PSN, informing you about how we may help move your retirement savings forward to your current employer’s retirement plan.   Read More


Why Did I Receive a Letter from PSN?

If you participated in a 401(k) plan with your previous employer and left behind an account balance of less than $5,000 (increasing to $7,000 effective 12/31/23) in a plan that is part of the Portability Services Network (PSN) and subject to auto portability, you may receive a letter from PSN with important information.   Read More


Cash Out Calculator

Prematurely cashing out your retirement savings prior to normal retirement age is one of the worst things you can do for your future retirement security. The PSN Cashout Calculator is a tool that can demonstrate the high cost of cashing out.   Read More


Contact Us

If you've received a letter from the Portability Services Network (PSN) and have questions, call the PSN Service Center for assistance.   Read More


Para español

Si ha recibido una carta de PSN.   Read More

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